Privacy Policy

Last updated: March 7, 2026

Cosmos Finance processes your personal data to provide expense tracking, account access, analytics, and recurring transaction features.

Data We Collect

Account data: name, email, phone number, authentication provider details.
Financial entries you create: expenses, categories, payment methods, notes, recurring rules.
Security and operational data: authentication tokens, basic request logs.
Website analytics data: aggregated usage and device/browser information collected through Google Analytics, only when you consent.

Why We Process Your Data

To create and manage your account.
To provide secure sign-in, including Google login.
To store and display your financial records and analytics.
To understand product usage and improve the website experience, where analytics consent has been granted.
To meet security, fraud prevention, and legal obligations.

Legal Basis (GDPR)

Contract performance: account and app functionality.
Consent: optional communications, analytics cookies, and social sign-in consent flows.
Legitimate interests: security, reliability, and abuse prevention.

Cookies And Analytics

If you accept analytics cookies, Cosmos Finance loads Google Analytics to measure traffic and feature usage in aggregated form. Analytics stays disabled until you opt in, and you can withdraw that consent by clearing site storage or by using a future in-app consent control if provided by the deployment operator.

Data Retention

Data is retained while your account is active and for a limited period as needed for legal, security, and backup requirements.

Your GDPR Rights

Right of access to your personal data.
Right to rectification of inaccurate data.
Right to erasure (“right to be forgotten”).
Right to restriction and objection to processing.
Right to data portability.
Right to withdraw consent at any time for consent-based processing.

International Transfers

Where data is transferred outside the EEA/UK, appropriate safeguards should be applied (for example, SCCs).

Contact

For privacy or GDPR requests, contact the app operator/admin for this deployment.

Updates

We may update this policy. Material changes should be communicated in-app or via account communication channels.